Select Page

Our Advisers

Alison Treharne –  Plymouth – Chartered Financial Planner and Fellow of the Personal Finance Society

“I was brought up to look after what you have and to save. I was also brought up reading the Financial Times newspaper but that was a little unusual for a girl of 9. As a Chartered Financial Adviser in Plymouth, I want my clients to understand that financial planning is an essential part of life. If you want to achieve certain things in life, such as owning your own home, funding educational fees or early retirement then you need a plan to get you there. Once I know my clients aims and ambitions I work with them to financially plan for it to happen. My biggest strength is to bring the skill of investment and pension knowledge into that plan. You need a plan for your money; know your destination and I will help you get there.”

Experience

Alison is a Chartered Financial Planner and Fellow of the Personal Finance Society. This membership level is attained upon successful completion of the PFS Fellowship programme, the highest qualification awarded by the Chartered Insurance Institute. She worked in the City of London for investment management firms for 10 years, with another 5 years previously in banking and insurance. She set up Shore Financial Planning (Plymouth) Ltd to provide financial advice for private and business clients wishing to build and manage their wealth.

Specialities

plymouthAlison focuses on investment both pre and at retirement, in retirement income and capital needs, care fees funding and inheritance tax mitigation. She also provides advice to trustees, attorneys and deputies under the court of protection. Alison is also proficient in lifetime cashflow modelling to help ensure her clients have ample income for the rest of their lives.

E-mail usTel: 01752 674 922

View Testimonials

Kate Talbot – Thames Valley – Chartered Financial Planner, Fellow of the Personal Finance Society. Accredited by the Society of Later Life Advisers (SOLLA).

A love of numbers and the value of money was instilled into me from an early age. Pocket money came with a ledger book and respect for money was an important family value. I was taught to enjoy money, but to also save for the future.

I work with my clients to work out what they want from life and to plan, where possible, for the finances to support those lifetime aspirations. For example, helping children through education and establishing their adult lives; saving for and structuring retirement spending;preparing for later life and potential care.

It’s also true that life is full of unexpected events, from being widowed too soon, a difficult divorce, suddenly caring for an elderly parent, to a surprise bequest or the joy of holding your first grandchild. That’s why having a flexible financial plan can’t be underestimated. It can be hard to make decisions alone, so impartial and practical advice is imperative.

So do get in touch if you’ve found yourself dealing with the unexpected or simply want to make retirement in the South of France a reality.

Experience

Kate is a Chartered Financial Planner, Fellow of the Personal Finance Society and accredited member of the Society of Later Life Advisers. After graduating with a Psychology degree, she worked for a worldwide financial institution providing advice to high net worth clients. Like Alison, she holds the highest qualification awarded by the Chartered Insurance Institute.

Specialities

Kate’s diverse knowledge and experience has included divorce and pension sharing, obtaining HMRC pension protection and inheritance tax planning. Her clients include private clients, trustees, attorneys and Court of Protection deputies. Advice is supported with lifetime cashflow forecasting to support sustainable financial planning and consider the potential viability of client decisions. The Society of Later Life Advisers, which was set up in 2008 as a not for profit organisation dedicated to higher standards and accessibility to regulated financial advice for older people and their families. This includes, but is not limited to planning for care.

kate-mapE-mail me Tel: 07772 710 110

View testimonials

Andy Thatcher – Gloucestershire

“I have been in the financial planning industry for over 20 years. During this time I have seen how financial planning with sound financial advice can help clients to make informed financial and lifestyle decisions to their benefit and that of their families.

I am delighted to return to the financial planning world with Shore Financial Planning and continue to provide financial planning advice in a way that has real value and meaning.”

Experience

Andrew has considerable financial planning experience, having been a part owner in a highly successful financial planning practice until this was acquired in 2013.  The practice achieved accreditation status with the then Institute of Financial Planning for the high standards adopted and the professional manner in delivering financial planning to clients. Andrew also attained Certified Financial Planner (CFP) status, recognised worldwide as the financial planning benchmark.

Andrew has used lifetime cashflow modelling extensively over the years as part of the financial planning process.

Specialities

Andrew will continue to use lifetime cashflow modelling to help clients understand how they can use their capital and income resources efficiently to help with financial and lifestyle objectives.  Personal cashflows, including ‘what if’ scenario’s, form the basis of pension, investment and tax planning strategies, leading up to and in retirement. This together with estate planning enables Andrew to offer a comprehensive financial planning service to clients.

andy-mapE-mail me Tel: 07910 703 713

 

Mark Helmke – Cheltenham – Chartered Financial Planner

“Having been involved in the financial planning industry for many years I have seen how good quality financial advice can change people’s lives for the better.  Unfortunately, too often the focus is entirely on just the money and without linking finances to lifestyle it is difficult to understand what can be achieved, not only personally but also for future generations.

I am delighted to be able to return to the financial planning world and provide financial planning advice in a way that has real value and meaning.”

Experience

Mark has considerable financial planning experience, having owned a highly successful financial planning practice for 20 years until this was acquired in 2013.  The practice achieved accreditation status with the then Institute of Financial Planning for the high standards adopted and the professional manner in delivering financial planning to clients.  To achieve this it was also necessary for advisers to have attained Certified Financial Planner (CFP) status, recognised worldwide as the financial planning benchmark, and Mark was one of only 200 in the UK at the time to be a CFP.  He is now a Chartered Financial Planner.

Mark has used lifetime cashflow modelling extensively over the years as part of the financial planning process.

Specialities

Mark will continue to use lifetime cashflow modelling to help clients understand how they can use their capital and income resources efficiently to meet lifestyle objectives.  Projecting personal cashflows forms the basis of investment and tax planning strategies, both before and during retirement, and these, together with estate planning and passing wealth to future generations, are Mark’s areas of expertise.

mark-mapE-mail me Tel: 07973 109 508