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Pensions and Retirement

Planning for when you stop earning is a key facet of financial planning.

You may wish to stop working, be forced to retire through ill health, or simply wish to supplement your income in later years.

Of course a pension product may not be the solution for everyone and we consider all your needs and circumstances to assess and agree what is right for you and your loved ones.

Whilst some pensions have received negative treatment in the financial pages, we only consider competitive, low cost , flexible vehicles for our clients.

Furthermore recent ‘pension freedoms’ have resulted not only in greater flexibility around when you access your pension funds but also an increasing need for professional independent advice to ensure any decisions you make are for the right reasons.